ETF Investment Checklist

Before You Invest

☐ Emergency fund established (3-6 months expenses)
☐ High-interest debt paid off
☐ Clear investment timeline (5+ years recommended)
☐ Risk tolerance assessed

Choosing Your ETF

☐ Expense ratio under 0.20%
☐ Assets under management over $100M
☐ Tracking error under 0.20%
☐ Liquidity sufficient (daily volume)

Setting Up

☐ Brokerage account opened
☐ Automatic monthly investment scheduled
☐ Target allocation decided (stocks/bonds)
☐ Rebalancing calendar set (annual)

Long-Term Success

☐ Portfolio review scheduled (once/year only)
☐ Financial news apps uninstalled
☐ Tax strategy understood
☐ Commitment to never panic sell